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Investment Apps
Hybrid robo-advisor with optional human advisor access
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Cobalt is a reasonable middle ground for investors who want automation most of the time but appreciate the option to talk through decisions with a human advisor during major life events.
Score breakdown
Minimum deposit
Founded
Headquarters
Fees
Demo account
Mobile app
Best for
Last reviewed
Pros
Cons
Regulatory status: unverified
Regulatory licensing for Cobalt Wealth has not yet been independently verified by our research team. This field is a placeholder pending confirmed, sourced documentation — do not treat it as a compliance claim.
Digital
Fully automated portfolio management.
Premium
Automated management plus scheduled human advisor consultations.
Trading fees
0.30% annual fee; 0.50% for plans with human advisor access
Deposit methods
Withdrawals
Withdrawals settle within 3–5 business days after liquidation.
No self-directed trading; all activity is managed through goal-based automated portfolios.
Mobile app includes a advisor-messaging inbox on Premium plans.
Investors who want automated investing with the option to consult a human advisor
Cobalt is a reasonable middle ground for investors who want automation most of the time but appreciate the option to talk through decisions with a human advisor during major life events.
Risk warning
Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Never invest money you cannot afford to lose.
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